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1. Pedro Sánchez
2. Irene Montero
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4. Alvise Pérez
5. Gabriel Rufián
6. Isabel Díaz Ayuso
7. Nuñez Feijóo
Democrat Explains
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Can the school force you to buy the books, the uniform, or the tablet at a specific establishment?
Families have the right to choose where they acquire school materials: the center can establish which books or equipment the student needs, but cannot impose a specific store in general.
3 minutes
Deductions for school expenses: how much you can recover in the Income Tax according to your community
Textbooks, school supplies, uniforms, languages, or even dining can give the right to regional deductions in the IRPF, although the amounts and requirements change considerably depending on the place of residence.
4 minutes
At what age will I retire according to the year of birth?
In 2026, the ordinary age is set at 65 years for those who have contributed at least 38 years and three months and at 66 years and ten months for the rest. From 2027, the system will be fixed at 65 or 67 years.
3 minutes
The Spaniards save 1.11 trillion in the bank: 41.1 billion more than a year ago
The savings of families have decreased by 4.7 billion euros compared to the maximum reached in June 2026. However, and compared to 2025, savings have grown by 3.8% year-on-year and have accumulated 14.5 billion more since the end of 2025.
3 minutes
What difference is there between a digital euro, a cryptocurrency, and a 'stablecoin'
A future digital euro, a cryptocurrency like bitcoin, and a stablecoin can be used to transfer value electronically, but their nature is very different. Who issues them, what guarantees their value, and what risk the user assumes allow distinguishing three concepts that are often confused.
5 minutes
What happens to the money in an account if a bank goes bankrupt: how much is guaranteed and what happens if you have more than 100,000 euros
The Deposit Guarantee Fund protects generally up to 100,000 euros per holder and entity. The limit applies to the total amount of money that a person has in that bank, not to each account separately.
5 minutes
What happens to the mortgage if a couple separates or divorces
Awarding the housing to one of the members of the couple does not automatically release the other from the debt: the bank must accept the change of holders.
2 minutes
Why the decisions of the Federal Reserve also affect European mortgages
American types can move the dollar, European debt, expectations about the ECB, and the financing cost of banks, although the Fed does not directly set the Euribor.
2 minutes
How to change a bank mortgage and when it is worth doing so
Subrogation allows transferring the loan to another entity to improve the rate or term, but the savings must exceed the commissions and costs of the operation.
2 minutes
Canceling a mortgage is not enough: the necessary procedure to remove it from the Registry
Paying the last installment extinguishes the debt, but the mortgage burden may continue appearing on the property until completing the registration cancellation.
1 minute
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