Copia de La Primitiva today: result of Saturday, July 11, complementary, refund, and Joker

To claim a La Primitiva prize over 2,000 euros, you must go to a collaborating bank of Loterías y Apuestas del Estado (SELAE), not to a lottery administration. It is essential to present the original ticket in good condition and an identity document (DNI, NIE, or passport), and the payment is made by transfer to an account in your name. You have a maximum period of three months from the day after the draw to claim the prize; after that time, the right expires. The tax authority only withholds 20% on the part of the prize that exceeds 40,000 euros, according to the tax regime for public lottery prizes.

Where to claim a prize over €2,000

According to general information from SELAE cited in Demócrata news about Bonoloto and other draws (article about Bonoloto, among others), prizes:

• Under €2,000 are claimed at sales points/self-administrations.
• Equal to or over €2,000 are claimed exclusively at SELAE collaborating financial institutions.

In the case of the Christmas Lottery, Demócrata details that the authorized entities are BBVA and CaixaBank (news about Christmas Lottery). Other updated guides on public lotteries indicate that SELAE works with a network of collaborating banks (claim guide, Loterías help center), so you can go to any of these entities, even if you are not a client.

Required documentation and steps at the bank

The instructions agree on several key points (La Primitiva claim guide, recommendations from an administration, shared prizes):

• Original ticket: physical receipt in good condition. If there is severe damage, the Junta de Andalucía reminds that analysis by SELAE or the National Mint and Stamp Factory may be required (Consumer note).
• Identification: valid DNI, NIE, or passport matching the data communicated to SELAE.
• Bank account: account number for the transfer. The bank cannot force you to open a specific account nor charge a commission for the claim (claim guide).

In practice, the steps are:

• Check the result at SELAE or an authorized administration (for example, in Demócrata's La Primitiva draw summaries, such as June 20, June 25, July 11 or July 4).
• Keep the ticket in a safe place without folding or wetting it.
• Make an appointment at a collaborating entity to process the claim, bringing the ticket and identification.
• The bank verifies the ticket with SELAE, applies tax withholding if applicable, and orders the transfer. Usually, the money arrives the same day or the next business day.

Deadline to claim the prize

Both Demócrata, when explaining the draws of La Primitiva, Bonoloto, and El Gordo, and the Junta de Andalucía agree that prizes from Loterías y Apuestas del Estado expire after three months from the day after the draw (La Primitiva, Bonoloto, El Gordo, Andalusia Consumer). If the last day is a holiday, it moves to the next business day. After that time, the prize is lost.

Taxation: exempt minimum and withholding

The tax treatment is common to La Primitiva, National Lottery, Bonoloto, and other state games. The Tax Agency, cited by Demócrata, and various gaming guides establish that (La Primitiva and Tax Agency, article on €40,000 exemption, La Primitiva taxation):

• The first €40,000 of each winning ticket are exempt from income tax.
• Only the amount exceeding that figure is taxed at a 20% special rate.
• The withholding is applied at the time of payment, so the winner receives the net amount (for example, for a €100,000 prize, taxable base €60,000 and withholding €12,000; €88,000 are received).

For shared prizes (syndicates, friends, family), the Tax Agency requires identifying all participants and their percentage to correctly distribute both the €40,000 exemption and the proportional withholding (Tax Agency explanation, shared prizes guide). It is advisable to have written proof of the distribution before going to the bank, as also reminded by the Junta de Andalucía for shared tickets (Consumer note).

Other useful references

For additional details on operation and prize claims, you can consult general SELAE information and specific gaming guides at:

• when and where to claim La Primitiva
• encyclopedic article on La Primitiva
• how to play La Primitiva
• prize expiration
• prizes by matches
• claiming prizes bought by mobile
• El País note on three-month deadline
• explanation of claims in ONCE
• example of withholding calculation in Bonoloto
• summary of draws and claims
• National Lottery and Tax Agency
• tax analysis of other draws

In Spain, the deadlines and requirements for claiming lottery and betting prizes are regulated by a set of state norms: a framework gaming law, royal decrees on state-owned games, specific resolutions from Loterías y Apuestas del Estado (LAE) for each product, and ONCE regulations, as well as tax orders setting the tax regime and withholdings. Generally, prizes from state games such as Lotería Primitiva or Euromillones expire three months from the day after the draw (or the last contest in which the bet participates) and can be claimed at sales points or authorized financial entities, requiring presentation of the receipt or, exceptionally, identification by other means. Taxation is structured through a special levy and withholding at source on certain prizes, regulated in ministerial orders from the Treasury. For ONCE, its specific regulations set deadlines, payment methods, and claim conditions differentiated by each modality.

1. General framework of gaming regulation

The basic norm is Law 13/2011, of May 27, on gaming regulation, which establishes the general framework for state-level games, operator requirements, participant protection, sanctioning regime, and references to specific game regulations (Law 13/2011). Although it does not directly set specific claim deadlines per game, it considers non-payment of prizes to participants as an infringement and maintains, through its final provision, the previous tax regime on gaming prizes included in the Income Tax Law.

In the general regulatory framework for state games, the Royal Decree 191627/2004, of February 6, regulating certain aspects related to state-owned games (Royal Decree 208/2004), stands out. This royal decree redefines formal aspects of draws and modifies Royal Decree 419/1991, of March 27, on distribution of revenue and prizes in state sports bets and other games managed by LAE (Royal Decree 419/1991), setting minimum percentages of revenue allocated to prizes but not expiration deadlines.

2. Prize expiration deadlines

2.1. Lotería Primitiva and similar modalities

Expiration deadlines are regulated in the specific norms of each game. For Lotería Primitiva and its modalities, the Resolution of October 16, 2000, from Loterías y Apuestas del Estado, approving the rules of the primitive lottery forecast contests, establishes in its rule 39 that:

"Prizes will expire once three months have passed, counted from the day after the date of the last contest in which the bets have participated." (Resolution 16‑10‑2000).

In case of judicial procedures regarding the ownership of the receipt, it is foreseen that the expiration period starts counting from the notification of the final resolution, not from the draw.

2.2. Euromillones

For the European common game Euromillones, the Resolution of January 21, 2009, which approves its rules as a modality of Lotería Primitiva, refers regarding payment period and expiration to the norms of the national operator, that is, LAE:

"Matters related to [...] the payment period and expiration will be governed by the specific norms of each lottery operator in the territorial scope where it markets." (Euromillones Resolution 2009).

The same resolution replicates the Lotería Primitiva criterion: rule 40 establishes that prizes expire three months from the day after the draw.

3. Requirements and payment methods

The Resolution of November 27, 2001, from Loterías y Apuestas del Estado, develops aspects of the management of state-owned games and regulates horizontally the payment of prizes (Resolution 27‑11‑2001):

• Smaller prizes: paid at sales points of the commercial network through consultation to LAE databases, via validation terminals.
• Larger prizes: paid nationwide through financial entities managing LAE's central accounts, obliged to report daily the prizes paid.

The specific norms of Lotería Primitiva (Resolution 16‑10‑2000) and Euromillones (Resolution 21‑01‑2009) also include:

• General obligation to present the receipt for claiming.
• Exceptional possibility of payment without receipt if the LAE Director General authorizes it and the claimant provides sufficient data identifying them as the one who presented the ticket for validation.
• In case of judicial dispute over the receipt, payment suspension until final resolution.

4. Basic tax regime of prizes

The tax treatment of prizes is structured through the special levy on prizes of certain lotteries and bets and their formal obligations. At the regulatory-tax level, the following are especially relevant:

• Order HAP/70/2013, of January 30, approving models 230 and 136 for self-assessment of withholdings and payments on account of the special levy on prizes of certain lotteries and bets (Order HAP/70/2013).
• Order HAP/2368/2013, of December 13, approving model 270 "Annual summary of withholdings and payments on account. Special levy on prizes of certain lotteries and bets" (Order HAP/2368/2013).
• Order HAP/2369/2013, of December 13, on related informative declarations, and its subsequent modifications (Order HAP/2369/2013).
• Order HAC/763/2018, of July 10, modifying, among others, the regulation of model 136 (Order HAC/763/2018).
• Order HFP/1286/2023, of November 28, again modifying model 270 and its procedures (Order HFP/1286/2023).
• Order HAC/1431/2025, of December 3, modifying the annex of Order HAP/2368/2013 related to model 270 (Order HAC/1431/2025).

These norms determine the withholding at source and the obligation to submit informative and self-assessment models by operators (LAE, ONCE, etc.), without altering the civil expiration deadlines of prizes, which remain set by game norms (generally, three months).

5. ONCE games

ONCE lotteries (Coupon, Instant Lottery, Active Game) are governed by their own regulations, published and recurrently modified in the BOE by resolutions of the State Secretariat for Social Rights. Among the most recent are:

• Resolution of April 4, 2023, approving new regulations for ONCE Coupon, Active Game, and Instant Lottery tickets (Coupon, Active Game, Instant Lottery).
• Resolution of February 1, 2024, modifying the Instant Lottery Regulation and launching new products (Resolution 1‑02‑2024).
• Resolution of January 29, 2026, again modifying said regulation and updating several products (Resolution 29‑01‑2026).

These regulations set, for each ONCE product, the expiration deadlines, the channels and places of claim (sales points, financial entities), the necessary documentation, and particular payment conditions. No further information is available in the consulted sources about the specific internal deadlines of each product.

Loterías y Apuestas del Estado (SELAE) is the state operator exclusively reserved, along with ONCE, for the exploitation of state-level lotteries. Its competencies combine the material organization of draws, game commercialization, management of the sales network, and collaboration with the Administration in public order objectives: consumer protection, fight against fraud and money laundering, and promotion of responsible gaming. The general framework is established by Law 13/2011, on gaming regulation, complemented by the structural reform of SELAE introduced in Royal Decree-law 13/2010 and by specific regulations on draws and prize distribution, such as Royal Decree 419/1991 or Royal Decree 773/1989. On that basis, SELAE acts as an operator strictly subject to the state regulator (Directorate General for Gaming Regulation and, formerly, National Gaming Commission), no longer as a regulator.

Activity reservation and role as lottery operator

The preamble of Law 13/2011 emphasizes that, due to the large volume of gaming and the money laundering risk associated with bearer tickets, it is "fully necessary to maintain the exclusive reservation of the state-level lottery gaming activity" in favor of the State Society Loterías y Apuestas del Estado and ONCE. This reservation is articulated in the regime of state-level lottery operators, as opposed to other operators who can only exploit games subject to the general licensing system.

The same law establishes that state-level lotteries "will be reserved to the operators designated by the Law" and that authorization for their commercialization corresponds to the competent Ministry (Economy and Treasury at the time of approval), which sets management conditions for the operator: minimum and maximum prize percentages, draw holding conditions, participant rights, advertising regime, and measures for protection of minors and prevention of fraud and money laundering (referring to Law 10/2010).

Draw organization and revenue management

The material organization of draws of games managed by the state operator is historically regulated in Royal Decree 773/1989, which:

• Authorizes the National Organism of Loterías y Apuestas del Estado (predecessor of SELAE) to hold draws in Spain and abroad.
• Imposes that all draws be public and conducted with a control table (president and public notary) that records the correct development.
• Allows participation in common draws with other state lotteries, but clarifies that each country markets in its territory and that the exclusive competence of the Spanish State in lotteries is not undermined.

In parallel, Royal Decree 419/1991 regulates the distribution of revenue and prizes in state sports bets and other games managed by the National Organism, setting, among other things, the minimum percentages of revenue allocated to prizes and empowering the operator to structure prize categories and refund funds. SELAE, as successor, assumes these economic and technical management competencies of the games, within the margins set by the Government.

Regulator-operator separation and corporate nature

Royal Decree-law 13/2010 justifies the transformation of the former public business entity Loterías y Apuestas del Estado into a state company (SELAE) to adapt to the European model of "separation of operator and regulator." The text highlights that Spain maintained a scheme where the same entity acted as regulator and operator, and that it was necessary to create an independent and efficient operator, subject to the regulator (today Directorate General for Gaming Regulation), with capacity to compete on equal terms with other state-owned or licensed game operators.

Consumer protection, control, and responsible gaming

Law 13/2011 imposes on all operators, and therefore on SELAE, transversal obligations conditioning how they organize and exploit draws:

• Cooperation with the State in eradicating illegal gaming, pursuing fraud and crime, and avoiding harmful effects of gaming.
• Approval and notification of a Responsible Gaming Measures Plan, including additional commitments in responsible management, repair of possible negative effects, and contribution to social interest projects.
• Compliance with prohibitions on access to gaming by minors, self-excluded persons, and groups linked to operators, in coordination with state registers of prohibited persons.

Regarding advertising of its draws and products, SELAE is subject to the general regime of Law 13/2011, developed by Royal Decree 958/2020, on commercial communications of gaming, partially modified by Royal Decree 176/2023. These norms strengthen protection of minors, limit advertising times and media, and subject the operator to strict consumer information conditions.

Inter-administrative collaboration and taxation

Law 13/2011 is enacted "with full respect to the competential framework" and foresees collaboration mechanisms with autonomous communities in gaming control. Additionally, other budgetary or tax norms affect SELAE's activity, either in designing taxes on prizes or gaming activities, or in territorial distribution of certain revenues (as with sports bets), through instruments such as Law 39/2010, 2011 Budgets or Law 37/1992, VAT, among many others.

Other related normative references

The competential and operational framework of SELAE and state-level lotteries is completed by, among others, the following provisions and resolutions, included here as normative context:

• Organic Law 6/2015
• Law 3/2013, creating CNMC
• Royal Decree 2069/1999 (LAE Statute, partially repealed)
• Royal Decree 1082/1985
• Law 53/2002
• Law 34/1987
• Resolution 3/3/2025 (ONCE instant lottery)
• Resolution 6/10/2025
• Resolution 4/11/2025
• Resolution 23/12/2025
• Resolution 29/1/2026
• Resolution 26/12/2023
• Resolution 27/11/2023
• Resolution 4/4/2023 (ONCE Active Game)
• Resolution 4/4/2023 (ONCE Coupon)
• Resolution 31/3/2020
• Resolution 16/3/2017
• Resolution 17/10/2016
• Resolution 15/4/2016
• Resolution 10/2/2016
• Royal Decree 403/2013
• Order EHA/3081/2011
• Order EHA/3080/2011
• Royal Decree 1614/2011
• Royal Decree 352/2011
• STC 164/1994 (conflicts about Lotería Primitiva)
• Resolution 10/9/2007 (LAE delegation of competencies)
• Positive conflict 7315/2005
• Royal Decree 716/2005
• Resolution 31/7/2000 (delegation to Corporate Services)
• STC 163/1994
• Resolution 18/1/1989
• Resolution 1/9/1988
• Resolution 7/1/1988
• Order 28/10/1987
• Resolution 11/12/1985
• Royal Decree 1360/1985
• Law 31/1991
• Law 28/1990
• Law 50/1984