August raises doubts again among the recipients of the Minimum Vital Income, especially when some banking entities show the deposit before others.
The official rule is simple: the IMV is monthly and is paid by bank transfer to the account of the holder.
That is what Social Security expressly establishes.
What the INSS does not publish is an official table with a different date for CaixaBank, Santander, BBVA, Sabadell, or the rest of the banks.
Why one person can receive payment before another
Financial entities can process and anticipate certain payments at different times.
That is why indicative calendars of deposits circulate every month, but they should not be interpreted as guaranteed dates by Social Security.
The situation is different from unemployment benefits, where the SEPE does expressly establish the 10th as the reference day for its payroll.
In the IMV, the consulted official information is limited to stating that the payment is monthly and is made by transfer.
How much can be received from IMV in 2026
The amount is not identical for all beneficiaries.
The benefit is calculated taking into account the guaranteed income that corresponds to the person or household unit and the computable income.
For 2026, the guaranteed reference income for an individual beneficiary is 733.60 euros per month.
The amount increases as the household unit grows. For example, the reference reaches 953.68 euros for certain units formed by two people or one adult and one minor, and 1,173.76 euros in some units of three members. The final amount recognized depends on the income and circumstances of the household.
What to check if you have not yet received payment
That the money does not yet appear in the account does not necessarily mean that the benefit has been lost.
First, it must be checked that the IMV continues to be recognized and that the associated bank account is still correct.
Social Security also requires reporting changes that may affect the right, such as certain changes of address, registration, income, or composition of the household unit.
Failure to meet requirements can lead to modifications or suspensions.
If it is the first monthly payment
There is a particularly important rule for new applications.
The economic right to the IMV arises, in general, from the first day of the month following the submission of the application when the benefit is finally recognized.
This does not mean that all requests are resolved immediately. The INSS has a maximum period of six months to resolve them and can carry out checks before recognizing the right.
Therefore, anyone waiting for the IMV this August must differentiate between two situations: a benefit already recognized whose payment has not yet appeared and a request that is still pending resolution.