The housing prompted the electoral advance for November 29, and it will be one of the foundational topics of the campaign, but in the pre-campaign for the general elections, pensions are gaining a prominence that they already acquired in 2023, and which had an effect at the polls, hence some...
The increase in pensions for 2027 still does not have a definitive percentage. The known data allows for estimates, but three months of inflation are missing to close the calculation. Therefore, talking about an equal increase for all retirees can be misleading: the improvement in euros depends on the starting...
September once again advances the calendar for millions of pensioners. Although Social Security establishes that benefits must be available on the first business day of the month corresponding to the payment and, in any case, before the fourth calendar day, banks usually advance the deposit by several days. This month...
The calculation of the retirement pension will change again in 2027. Workers who access retirement will be able to benefit from a dual system whereby Social Security will compare two formulas to determine the regulatory base and will apply automatically the one that is most favorable for the future pensioner. The reform aims...
The Social Security changes from Tuesday, September 1, 2026, the way of communicating with certain citizens. The entry into force of Order ISM/541/2026 expands the number of people required to receive notifications and communications from the National Institute of Social Security (INSS) through electronic means. The main change affects people who...
The death of the spouse or partner can generate the right to a contributory widow's pension, but neither its recognition nor the amount received are the same in all cases. Social Security establishes different requirements depending on the relationship between the two people, the employment situation of the deceased, and...
The days leading up to the end of August once again concentrate one of the usual inquiries among pensioners: when will the amount of the pension appear in the account. The answer depends on the bank, as the entities can advance the payment regarding the ordinary calendar of Social Security. This...
Pensioners can now check when pensions are paid in August 2026. The exact date depends on the bank where each beneficiary has their benefit domiciled, as entities usually advance the money before the ordinary payment of Social Security occurs. This month's calendar also has a particularity: Saturday the 22nd and Sunday...
The death of a person who receives a pension raises a common question among their relatives: what happens if Social Security deposits money after their death? Not all payments received after death are undue. The regulations establish that pensions are accrued for natural months and that the month in which the death occurs...
Working after having retired will be more flexible starting from the next August 28, 2026. That day, the new regulation of flexible retirement approved by the Government through Royal Decree 416/2026 comes into force, which modifies the conditions to combine the retirement pension with a job. The reform is aimed at...
The widow's pension is one of the most important benefits of the public Social Security system, although it is also one of the ones that generates the most doubts. Who has the right to collect it, how much is received, what happens if the beneficiary remarries or if they can...
More and more workers are choosing to extend their working life once they reach retirement age. To facilitate this transition, the Social Security contemplates active retirement, a modality that allows working and receiving a retirement pension at the same time, as long as certain requirements are met. The pension reform has...
The withholding of IRPF on pensions generates numerous doubts among retirees every year. Many pensioners believe that there is a fixed percentage that the Social Security automatically deducts from all benefits, but the reality is very different. The amount withheld each month is calculated individually and can vary significantly between two...
What is the maximum pension that can be collected in Spain? Is there a guaranteed minimum pension? These are two of the most common questions among those who are close to retirement or already receiving a Social Security benefit. In 2026, the maximum amount of contributory pensions has increased again, while...
Knowing how much will be charged for the pension is one of the main concerns of Spanish workers when retirement approaches. Although there are numerous private calculators on the internet, the Social Security makes available to citizens an official retirement simulator that provides a personalized estimate using the user's actual contribution...
Early retirement is one of the most consulted options by workers approaching the end of their working life. However, not all modalities work the same. The Social Security distinguishes between voluntary early retirement, when it is the worker themselves who decides to retire before the ordinary age, and involuntary early...
Pensioners already know when they will receive the pension corresponding to the month of August 2026. Although Social Security officially makes the payment between August 1 and 4, most financial institutions will again advance the deposit to the last days of July, a practice established for years that allows millions...
Calculating how much will be charged for retirement pension is one of the main concerns of Spanish workers. Although many people believe that it is enough to average the last years contributed, the reality is much more complex. The Social Security uses a formula in which the regulatory base, the contributed...
Every month, thousands of pensioners wonder what to do if the bank has not yet deposited the pension. The situation tends to repeat itself when some entities advance the payment several days and others maintain their usual schedule, which causes some beneficiaries to receive their payments before others. However, just because...
The pensions for July 2026 will start arriving in bank accounts this week. The first entities will advance the payment on Thursday the 23rd, while most pensioners will receive the money between Friday the 24th and Monday the 27th. The date depends on each bank. Social Security pays pensions at the...
The pensions for July 2026 are about to be collected. The first payments will be made next Thursday, July 23, and most pensioners will have the money available in their account before the weekend ends. The exact date will depend on the banking entity. Bankinter and Unicaja are expected to...
The Social Security has incorporated eleven new pathologies to the official list that allows access to early retirement due to disability from the age of 56, a measure that will benefit approximately 50,000 people, according to government estimates. The modification expands the assumptions provided for in Royal Decree 1851/2009, which...
The complement for the reduction of the gender gap has become one of the most relevant complements of the public pension system. Created to compensate for the impact that maternity and childcare have historically had on contribution careers, this economic aid is incorporated into certain contributory pensions and can mean...
Early retirement does not exist as a retirement modality regulated by Social Security but thousands of workers resort to this mechanism each year to leave the labor market before the ordinary retirement age through agreements with their company and, subsequently, access early retirement. These are the keys to knowing who...
Pensioners do not receive the money on the same day. The Social Security recognizes the benefit and establishes the payment schedule, but many financial institutions advance the deposit so that their clients have the money sooner. As happens every month, the dates may vary slightly depending on whether they coincide...