Unicaja has launched a new life insurance campaign, marketed through Unicorp Vida - 50% owned by Santalucía -, which includes discounts of up to 15% for SMEs and 10% on the net premium of the first year for individual clients.
As the financial institution detailed in a statement, for the small and medium-sized enterprise segment, a 15% discount is applied in the first year on policies with insured capital equal to or greater than 120,000 euros. This same percentage is maintained for the entire duration of the contract when the insured capital exceeds 300,000 euros.
For lower amounts, the bonus can reach 10% provided that a minimum contribution of 1,500 euros is made to a pension plan. Regarding individuals, Unicaja has specified that the campaign includes a 10% discount on the first year's premium, also conditioned on this contribution to the pension system. Both promotions will be available until June 30 and can be formalized through Unicaja's extensive network of offices.
The entity has explained that the marketed products - Vida Libre Pymes and Univida Anual Renovable - offer death and disability coverage and include specific guarantees adapted to the profile of the insured, such as certain oncological diagnoses or cardiovascular pathologies.
These insurances also add additional services such as a pharmacogenetic study aimed at adjusting medical treatments to the characteristics of each insured person, along with a partial settlement service for Inheritance and Gift Tax linked to life insurance.
In the business sphere, these products are configured as "a tool for business continuity and protection for partners and employees, while allowing the direct designation of beneficiaries outside the legal heir scheme," the entity has stressed.
Likewise, Unicaja has highlighted that this campaign is integrated into its global pension offer, which includes pension plans with incentives for transfers from other entities, currently subsidized up to a maximum of 4% depending on the amount and commitment to permanence. With this set of proposals, Unicaja reinforces a combined offer of protection and long-term savings, aimed at the foresight and financial stability of its clients.