Pensions and retirement
All news about Pensions and retirement
Retirement in Spain: the hinge year that decides who retires at 65 and who waits almost until 67
Retirement in Spain enters a key phase in 2026. The ordinary age is no longer the same for everyone: those who prove at least 38 years and 3 months contributed will be able to retire at 65 years old, but those who do not reach that threshold will have to wait until 66 years and 10 months. Furthermore, the calculation of the pension changes with a dual system that allows comparing formulas and applying the most favorable one.
5 minutes
This is the condition to collect the full June extra payment of pensions in 2026
Millions of pensioners are expecting the extra June payment this month, but not all will receive the full amount. Social Security applies a key rule: to collect the full extra summer payment, you must have been entitled to the pension for the entire accrual period, between December 1 and May 31.
4 minutes
Treasury already allows checking the status of the IRPF refund for retired mutualists: how to know if they are going to pay you
The Treasury keeps the process open for retired mutual members to request the refund of overpaid IRPF and allows them to check the status of each file on the Electronic Headquarters of the Tax Agency. Those affected can check if their application is still under review, if a refund has been generated, or if they must wait for a new review phase.
3 minutes
When the June pension and the summer extra payment are collected: bank by bank dates
June is one of the most anticipated months for millions of pensioners in Spain. In addition to the ordinary monthly payment, most beneficiaries also receive the summer extra payment, an additional income that in many cases means receiving practically double the usual pension.
4 minutes
Paga extra de pensiones verano 2026: cuándo se cobra y cuánto dinero reciben los jubilados
The Social Security will pay the extraordinary summer bonus between the end of June and the first days of July, with bank advances from June 22.
2 minutes
Retirement in Spain: workers who will be able to retire up to 10 years earlier without losing pension
Social Security will include 11 new pathologies in the list that allows access to early retirement due to disability equal to or greater than 45%. The measure will allow around 50,000 people to advance their retirement age to 56 years, without that anticipation entailing a reduction in the amount of the pension.
4 minutes
Retirement in Spain: why years without contributions penalize a self-employed person's pension more than an employee's
ATA denounces that contribution gaps continue to harm thousands of self-employed workers compared to the General Regime. The difference can notably reduce the final pension of those who go through years without activity before retiring.
3 minutes
Retirement in Spain: having 15 years contributed is not enough to collect the pension because this is the requirement that many forget
Social Security requires a minimum of 15 years contributed to access the contributory retirement pension, but it also imposes another key condition: at least two years must be within the 15 years prior to retirement. Not meeting this requirement can exclude workers who do reach the total minimum.
5 minutes
Santiago Niño Becerra warns about pensions: "Whoever does not have savings will suffer a very significant drop in purchasing power"
The economist Santiago Niño Becerra warns that income expectations do not seem sufficient to sustain the current pension system and points out three major problems: low wages, scarce savings capacity, and an ever-increasing life expectancy.
4 minutes
When pensions are collected in May 2026: payment date bank by bank
Pensioners will again receive their pension payment in May before the end of the month in most entities. Although Social Security officially pays pensions between the first business day and the fourth calendar day of the following month, many banks advance the payment to their clients between May 22 and 25.
4 minutes
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