The Council of Ministers plans to approve tomorrow the State Housing Plan 2026-2030, endowed with up to 7,000 million euros, a figure that triples that of the previous program, and that reinforces the permanent nature of public housing.
The plan's design distributes resources as follows: 40% will be allocated to steadily increase the stock of affordable housing, 30% will focus on the rehabilitation of the existing residential stock through specific aid lines, and the remaining 30% will be directed towards programs such as support for young people's emancipation, reducing the effort rate to access housing, and action in areas with strained markets.
One of the keys to the new framework is the introduction of the principle of indefinite protection for public housing, so that properties purchased or built with these funds will maintain the protected housing qualification permanently.
Regarding financing, the 2026-2030 State Housing Plan establishes that the General State Administration will assume 60% of the total projected expenditure, while the autonomous communities will have to cover the remaining 40%. This implies a greater regional effort compared to previous plans, in which their contribution was 25% and the State financed the rest.
This new distribution of burdens has drawn criticism from several regional executives governed by the Popular Party, who have denounced that the co-financing scheme violates the principle of equality among citizens and the autonomy of the communities, going so far as to label the housing plan as "ideological".
The 2026-2030 State Housing Plan is structured into five main lines of action: promoting the construction and acquisition of public housing; rehabilitation to improve energy efficiency and accessibility; specific programs to reduce the age of youth emancipation; measures to decrease the effort rate and facilitate access under affordable conditions; and actions to reverse situations in areas with strained markets where access to housing is particularly complex.
The document, which incorporates proposals transferred by the autonomous communities, finally reaches the Council of Ministers' table with almost four months of delay compared to the initial calendar of Isabel Rodríguez's department, which intended to approve it at the end of last year, but opted to postpone it to close an agreement with the regional governments.
The text will be approved this Tuesday in the form of a Royal Decree, so it will not require the approval of the Congress of Deputies, and will come into force after its publication in the Official State Gazette (BOE), although with retroactive effects from January 1 of the current fiscal year.
Housing rental and purchase support
Among the main new features of the new State Housing Plan are specific aid for young people intended for rent with the option to buy protected housing with permanent protection of up to 300,000 euros, as well as subsidies of more than 10,800 euros for those who acquire or build their first home in municipalities with demographic risk.
The draft proposes raising the youth rent bonus to 300 euros per month, compared to the current 250 euros; it also includes aid of up to 250 euros per month for the rental of habitual housing and reinforces rental aid for particularly vulnerable groups, such as victims of gender-based violence, people evicted from their habitual housing, homeless people, and other groups in situations of special risk.
Likewise, as the minister detailed this week, the plan integrates a package of rehabilitation subsidies that includes aid for structural interventions of up to 8,000 euros per dwelling, accessibility support of up to 13,000 euros per dwelling, and aid for energy improvement actions of up to 20,500 euros per dwelling.
In a complementary way, a line of aid will be launched for the rehabilitation of empty homes with a maximum amount of 35,000 euros per property, conditioned on them subsequently being used for residential rental for at least five years at an affordable price.
The program also includes subsidies of up to 85,000 euros for the construction of public housing in municipalities with fewer than 10,000 inhabitants, which may be oriented towards its subsequent sale.