The especially burdensome jobs have ceased to be an exclusive demand of traditionally masculinized sectors such as construction or transportation. Different groups with a majority presence of women are claiming that the physical wear and diseases associated with their professions should allow them to advance the retirement age.
In this sense, the most advanced initiatives affect housekeepers, home care workers, and cabin crew. Among the three groups, they total around 340,000 workers, although not all their claims follow the same procedure nor are they at the same stage.
The Government approved in 2025 a new system to determine which occupations can access reducing coefficients for the retirement age. The regulation does not automatically grant the right to retire early for performing hard work: it requires proving the burden through objective indicators and checking beforehand if the working conditions can be corrected.
Housekeepers
The most advanced request among these feminized sectors is that of the housekeepers. UGT registered in July a request for reducing coefficients to be recognized for a group made up of about 175,000 people.
The union argues that these workers suffer a high incidence of musculoskeletal diseases due to the repetitive cleaning of rooms, moving beds, forced postures, and the work pace.
The request was initially submitted without the support of CCOO or the hotel employers' association. The new procedure allows the most representative unions to promote a file when there is no business agreement, although Social Security particularly values having consensus among the sector's union and employer organizations.
CCOO has asked the hotel employers to define their position before deciding whether to join the file. The Spanish Confederation of Hotels and Tourist Accommodations has not yet set a definitive position.
Home Care
A request is also being prepared for the approximately 150,000 home care workers. CCOO and UGT plan to jointly promote the file, but they are still trying to gain the support of the employers.
In this case, the fundamental argument is not the mortality rate, but the high frequency and duration of work absences and the back and joint problems caused by the home care of dependent persons.
The request would initially be limited to home help and would not automatically include those who work in residences. The extension to these professionals would need to define the affected occupations and separately justify their working conditions.
Cabin Crew
The cabin crew constitute a third group, made up of about 15,000 workers. However, the unions do not intend to primarily use the new administrative procedure. They demand a regulatory modification that includes them in the already recognized system of reducing coefficients for technical flight personnel, such as pilots.
in what phase each of the open pathways is
The claims of housekeepers, home care workers, and cabin crew are not at the same point nor do they follow a single parliamentary chain.
Housekeepers and home care workers resort to the administrative procedure established by Royal Decree 402/2025, while cabin crew maintain an open parliamentary pathway to be equated with pilots.
In the case of the housekeepers, UGT registered the request with Social Security in July. The file is therefore in the initial phase of the administrative procedure. The submission must lead to the analysis of the documentation, the request for the mandatory reports, and, if it continues, the evaluation of the indicators of work absences, disabilities, illnesses, and mortality. There is still no approved coefficient or a draft royal decree to recognize it.
The request of the home care workers is in an earlier phase. CCOO and UGT are preparing the file and trying to get the employers' association to join the request. For now, according to the available information, it has not been formally registered. The claim has not entered, therefore, into the evaluation phase of Social Security.
The cabin crew follow a different route. Sumar registered a non-legislative proposal in February in Congress to ask the Government to recognize them the same reduction coefficient as flight personnel who can already anticipate retirement. The initiative is pending being included in the agenda, debated, and voted on in the Chamber or in the competent committee. Its approval has not yet been recorded.
The parliamentary and regulatory chain would therefore be as follows:
- Registration of the non-legislative proposal.
- Qualification and admission by the Congress Table.
- Inclusion in the agenda of the committee or the Plenary.
- Debate, presentation of amendments, and voting.
- Referral to the Government if approved.
- Preparation by the Executive of the regulatory modification.
- Approval and publication of the norm in the BOE.
It is not enough to work in a sector considered hard
The Royal Decree 402/2025 establishes that coefficients can only be recognized for occupations or activities whose work is of a nature “exceptionally burdensome, toxic, dangerous, or unhealthy”.
The norm requires analyzing objective data on:
- The incidence of temporary disability leave.
- The persistence and duration of those leaves.
- The declarations of permanent disability.
- The deaths related to the activity.
- The age of the affected individuals.
- The time worked in the occupation.
- The exposure to dangerous or harmful conditions for health.
This means that the procedure does not have to recognize the right for an entire sector. Social Security can differentiate by occupations, professional categories, or specific tasks.
For example, a potential approval for certain particularly arduous functions in construction would not necessarily imply that all workers of a construction company could retire early.
Who can request the reduction coefficients
A worker cannot individually initiate the procedure for their profession to be declared arduous. The request has a collective nature. When it affects employees, the most representative trade union and business organizations can jointly request it. If there is no agreement with the employers, the most representative trade unions can also promote it separately.
In the case of self-employed workers, the initiative corresponds to the representative professional associations and the most representative trade unions.
The request must precisely define the affected collective, the activities performed, the working conditions, and the reasons that would justify early retirement.
How it is decided which professions can retire early
The submission of the request only opens the procedure. It does not mean that the collective has already obtained the right to retire early. The Administration must gather reports on accidents, occupational diseases, disabilities, mortality, and working conditions. The Labor Inspection must also analyze whether the arduousness can be eliminated or reduced through prevention, reorganization of work, or technical improvements.
This point is decisive. The regulation establishes that early retirement must be the last resort: it only applies when it is not possible to modify the conditions that cause the harm.
A commission formed by representatives of Social Security, Labor, Finance, business organizations, and trade unions subsequently examines the indicators.
If it is concluded that the required conditions are met, the General Directorate of Social Security Regulation initiates the processing of a specific royal decree. That text must determine:
- The beneficiary occupations.
- The applicable reduction coefficient.
- The minimum period of activity required.
- The access requirements.
- The corresponding additional contribution.
If the application is denied because an exceptional hardship or high rates of illness or mortality are not proven, the same group must wait four years to submit a request again.
How the early retirement works
The reduction coefficient is applied to the time effectively worked in the recognized occupation. The result determines how many months or years the ordinary retirement age can be advanced.
If a person had worked for 20 years in an occupation with a hypothetical coefficient of 0.20, they could anticipate their retirement by four years. The specific coefficient is not set generally: it must be established in the royal decree approved for each activity.
The period during which retirement is advanced is considered contributed exclusively to calculate the applicable percentage to the regulatory base. Therefore, it does not work like the ordinary voluntary early retirement, in which a permanent reduction is applied to the pension.
The regulations set, however, an absolute limit: the use of these coefficients cannot allow retiring before the age of 52.
The recognition will entail an additional contribution
The granting of a reduction coefficient also implies a increase in contributions to Social Security.
For salaried workers, the surcharge is shared between the company and the worker in the same proportion as common contingencies. If it is self-employed individuals, the additional contribution is borne by the worker themselves.
The percentage must be specified in the General State Budgets. This additional cost explains part of the reluctance of some employers' associations to support the applications.
The coefficients are not permanent for new generations
The recognized coefficients must be reviewed every ten years. The goal is to verify whether technology, risk prevention, or changes in the organization of work have eliminated or reduced the circumstances that justified the advancement.
A modification or subsequent removal would not harm the periods already worked under the conditions that granted the coefficient. It could affect the time worked after the review.
Furthermore, those who retire early through this system will not be able to subsequently combine the pension with the performance of the same activity that caused the reduction of age.
Which sectors currently have this right recognized
Before the new procedure, there were already specific regimes for certain groups, including:
- Workers included in the Mining Statute.
- Flight personnel of aerial work.
- Railway workers of certain categories.
- Artists.
- Bullfighting professionals.
- Firefighters in the service of administrations and public bodies.
- Members of the Ertzaintza.
- Local police.
- Mossos d’Esquadra.
- Navarrese Foral Police.
- Sea workers in certain activities.
Housekeepers, home care workers, and cabin crew still do not have the right recognized in general. Their initiatives open a procedure or a political and legislative claim, but do not currently allow a worker to individually request early retirement without penalty.