Causa Prima has completed a 'pre-seed' funding round worth $10 million, equivalent to 8.6 million euros, led by Creandum and with the participation of Kfund, HelloWorld, and Angel Invest, in addition to prominent 'business angels' (private investors) linked to companies such as Qonto, Pennylane, SAP, ING, SoFi, Lidl, and DeepMind.
The company, which is driving the first agent-to-agent artificial intelligence (AI) network for 'B2B' (business-to-business) finance, claims this is the most significant 'pre-seed' round achieved by a company in Spain.
In essence, the firm has launched a network that integrates corporate buyers and suppliers within a single system, allowing AI agents to autonomously handle financial processes that previously required direct intervention from human teams.
Thus, invoice disputes, internal approvals, payment term negotiations, or early payment requests are managed directly between AI agents in real-time, and the platform already has over 3,000 active users.
The Next Bottleneck for Enterprise AI
The company points out that the adoption of artificial intelligence agents is beginning to completely transform departments within organizations, as areas such as procurement, accounting, invoicing, or treasury are starting to rely on systems capable of executing tasks autonomously.
However, it warns that, while these agents are integrated into the internal operations of companies, the infrastructure connecting one company to another continues to be designed to operate at human pace. Current accounts payable and accounts receivable solutions were designed to serve only one party to the transaction, and none establish a direct link between the two.
When a disagreement, a payment delay, or a request for a change in terms arises, the flow is interrupted and becomes dependent on emails, phone calls, and human teams. Causa Prima aims to eliminate this friction by connecting buyers and suppliers on the same network so that AI agents can resolve issues, negotiate payments, and close deals automatically.
In an industrial company with 5,000 active suppliers, a single disputed invoice can today originate a chain of emails that extends for weeks. With the infrastructure designed by Causa Prima, agents from both sides can resolve the conflict in a matter of seconds and under the most advantageous conditions possible for both organizations.
Turn immobilized capital into an opportunity
The network also makes it possible to capture financial opportunities that, until now, were unmanageable on a large scale.
One of the most significant cases is early payment discounts, through which a supplier offers more favorable economic conditions in exchange for receiving the money before the initially agreed-upon date.
Although this mechanism can generate millions of euros in value for large corporations, manual management with thousands of suppliers has traditionally limited its deployment.
Precisely this challenge led Maex Ament to formulate the concept of 'dynamic discounting' more than a decade ago, and Causa Prima now represents, as the company has detailed, the natural evolution of that idea in an artificial intelligence-driven context.
"We have spent the last 25 years building systems to move money between companies and we discovered that the real problem was never within a company, but in the space that exists between two organizations," explained Causa Prima co-founder Maex Ament.
A team with experience in global financial infrastructure
The company has been created by three professionals with extensive experience in the development of financial infrastructures used by large corporations on an international scale.
Maex Ament is the driving force behind the 'dynamic discounting' concept and co-founder of Taulia, a platform subsequently acquired by SAP.
He is joined by Henrik Gebbing, co-founder of Finoa, one of the leading European institutional custody platforms for digital assets, which at one point exceeded 10 billion euros in assets under management.
The third co-founder is Philip Stanislaus, an expert in enterprise security and responsible for over 600 corporate security audits during his time at Oak Security.
Towards a scenario without fixed payment terms
Causa Prima's long-term vision involves questioning and eliminating concepts that have structured international trade for decades, such as payments in 30, 60, or 90 days.
According to the company, these deadlines do not exist because they represent the most efficient option for buyers and suppliers, but because people need time to process information, negotiate, and make decisions.
In an environment where both parties have artificial intelligence agents capable of negotiating continuously, these intervals cease to make sense and each transaction can be closed automatically at the optimal moment and under the most efficient conditions for both organizations.